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Car Insurance Plan: Pay-how-you-drive (PHYD)

This is an example of how I write for an insurance blog—combining explanation with storytelling. Using relatable examples helps readers understand concepts more quickly. ********** Usage-based insurance is a revolutionary form of auto insurance that considers your unique driving style when calculating your premium. Rather than solely factoring in traditional factors like age and driving record, this method employs cutting-edge technology, such as devices or smartphone apps, to gather data on your actual driving behaviour.  By monitoring variables like distance travelled, speed, braking patterns, and time of day on the road, insurance companies are able to provide personalised premiums. Not only does this benefit drivers' wallets, but it also encourages the practice of responsible driving habits. Picture this scenario Meet Sarah, a digital nomad who's not your typical road motorist. Working remotely and living in the heart of the city, Sarah's car mostly enjoys the view from
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Proofreader : Dokumen NOSS

Baru-baru ini, saya telah dipanggil oleh kontraktor/vendor untuk menyertai bengkel NOSS (Standard Kemahiran Pekerjaan Kebangsaan). Ini merupakan tahun kedua saya dijemput sebagai proofreader.  Bengkel ini melibatkan ramai ahli panel yang berpengalaman serta pakar dalam bidang masing-masing. Mereka berbincang, menyusun dan menghasilkan dokumen-dokumen penting yang akan dijadikan rujukan utama dalam menetapkan piawaian kemahiran pekerjaan mengikut keperluan industri. Mereka telah melalui beberapa sesi untuk merangka dokumen tersebut, dan saya berpeluang menyertai di peringkat akhir proses ini. Rasa bangga jugalah kerana dapat menjadi sebahagian daripada kumpulan ini, walaupun sumbangan saya hanya kecil iaitu menyunting dokumen pada sesi akhir.  *********************************************************************** NOSS (National Occupational Skills Standard) ialah satu sistem standard kemahiran pekerjaan yang dibangunkan oleh Jabatan Pembangunan Kemahiran (JPK) Malaysia. NOSS membantu i

Malaysia Merdeka: From a Health Perspective

Since we are nearing Hari Merdeka and celebrating the month of Independence Day, there is much to appreciate—from the peace and prosperity of our sovereign country to its evolving economic, social, and cultural diversity. Since independence, Malaysia has made remarkable progress developing the healthcare system. During the pre-independence period, while urban areas had better access to healthcare facilities, these were still limited. Rural areas were more heavily impacted and had to rely on traditional medicines. The disparities in healthcare access between urban and rural areas were prevalent, with urban areas typically benefiting from better facilities and resources. This has resulted in unequal health outcomes and access to essential services. In the early years following independence, efforts were focused on addressing the healthcare needs of the population and expanding the healthcare infrastructure, which included the development of new hospitals and clinics in both urban and rur

Late Sharing: Perseid Meteor

One of the highlights of my life was watching a meteor shower—an amazing and surreal experience. I never thought I could watch it with my bare eyes in Malaysia. Growing up, we always heard about meteor showers happening outside the country, so it felt unreal to actually see one here. I went to Port Dickson near the observatory tower, and although the nights were somewhat cloudy, I still managed to see a few meteors. What a night! So here are some fun facts about the Perseid meteor shower. ⧪Annual Spectacle: Every year, the Perseid meteor shower graces the night sky, typically peaking between August 11th and 13th. This yearly event is a favourite among stargazers. ⧪Comet Origins: You’re witnessing debris from Comet Swift-Tuttle when you watch the Perseids. As Earth passes through the comet’s debris trail, these tiny particles burn up in the atmosphere, creating a stunning meteor shower. ⧪Name Origins: The Perseid meteor shower is named after the constellation Perseus because the meteors

Casual Insights: ESG and Malaysia Business

 In today's business world, Environmental, Social, and Governance (ESG) is not just a term; it's a game-changer. It's reshaping how companies do things, from how they run their day-to-day operations to the way they invest money and build connections in society. ESG considerations are no longer optional; they are integral to modern business practices. This shifts businesses towards a more mindful way of operating, investing, and being part of the community.   When we talk about the "E" in ESG, we're looking at how a company affects the environment. This includes areas like carbon emissions, energy efficiency, waste management, climate change, and deforestation.   When we talk about the "S" in ESG, we're uncovering how a company connects with society. This encompasses fostering diversity, ensuring fair labour practices, supporting community initiatives, and upholding human rights. The "S" reveals the social footprint or sheds light on the

PJ Eco Recycling Plaza

Walking into PJ Eco Recycling Plaza recently felt like stumbling upon a hidden spot. After a brief glance at its Facebook page, I noticed that most posts featured visitors from corporates, schools, and NGOs. The page mentioned, it is a government building and a one-stop learning centre. I began to wonder if individuals like myself could also come and donate recyclable items commonly used at home. Intrigued, my friend and I decided to visit on a Sunday, not expecting much but hoping to see what types of recycling bins were available so we could return another time to drop off our recyclables. Upon entering, there are racks of preloved items such as toys, clothes, and kitchenware, all being sold at incredibly low prices. My friend couldn't resist and ended up purchasing a cubic toy for just RM1 and a domino board game for RM2. Curious, we began to explore, discovering that the public could freely access the exhibitions or sections within the building. They even have a second floor. W

The Quintessential 5 : Press Release and Their Core Roles in Modern Communication

In the ever-evolving landscape of modern communication, press releases remain a cornerstone for businesses and individuals seeking to make their mark. These succinct documents play a pivotal role in disseminating information effectively, building brand credibility, and optimizing online presence.  Here are 5 key points highlighting the importance of press releases: 1. Visibility and Exposure: In an era dominated by digital platforms, a well-crafted press release serves as a powerful tool to enhance visibility. By strategically incorporating relevant keywords and maintaining a search-friendly structure, press releases can significantly contribute to search engine visibility. This, in turn, ensures that your news doesn't just sit idle; it actively appears in online searches, reaching a broader audience and driving more traffic to your website. 2. Credibility and Image Building: A press release isn't merely a piece of news; it's a strategic communication tool that helps solidi

Need a Press Release?

 FOR IMMEDIATE RELEASE MAJOR FIRE INCIDENT AT SUNRISE ENTERPRISES HEADQUARTERS: SWIFT RESPONSE AND SAFETY MEASURES ENSURE NO CASUALTIES Johor Bahru, [1 Feb 2023] - Sunrise Enterprises experienced a major fire incident at its headquarters located in the heart of Johor Bahru. The incident occurred on 20 June 2023 at approximately 10.30am and resulted in damage to a section of the building. However, thanks to the quick and efficient response of our emergency teams and the cooperation of local authorities, there were no reported casualties or injuries. Upon detecting the fire on the 10th floor of our headquarters, our well-trained emergency response team immediately activated the evacuation procedures. The safety of our employees and visitors is our utmost priority, and we are grateful for their calm and orderly response during the evacuation. We commend the Johor Bahru Fire Department for their prompt arrival at the scene and their exceptional efforts in containing the fire. Their experti

7 Pertalian rapat Muzik dan Mood

 Muzik itu bisa mengusik hati. Kehebatan muzik boleh memberi kesan pada naik turun mood seseorang. Pada kebanyakan aktiviti, muzik lebih menceriakan suasana. Tidak kira semasa majlis, ketika berkerja di pejabat atau mengemas rumah; mendengar lagu-lagu yang kita suka membuatkan aktiviti lebih menyeronokkan. 1.Dalam konteks sedikit saintifik, muzik memberi kesan pada pengeluaran dopamin. Ia diproses di amigdala, bahagian otak yang terlibat dengan urusan emosi. Tidak hairan jika muzik dapat mengurangkan rasa sedih dan murung, dengan berlalunya masa bertukar menjadi tenang dan gembira.  2.Muzik perlahan dengan irama yang lembut memberi kesan pengurangan tekanan lalu menenangkan sistem saraf. Sebab itu kalau pergi ke spa, hanya lagu-lagu baroque atau instrumental perlahan sahaja yang diputarkan tanpa henti. 3.Muzik rock dengan rentak yang kuat dan bertenaga pada sesetengah orang dapat melepaskan emosi. Bila dalam keadaan geram atau bengang, mereka dapat meluahkan perasaan negatif itu dan be

Pseudo-Luxury Home Designs: A small Condo embracing Elegance Over Extravagance

In the evolving field of interior design and real estate, the concept of pseudo-luxury home designs has garnered noticeable popularity. Pseudo-luxury homes offer an attractive compromise, marrying elegance and sophistication with budget-friendly pocket.  Here are the secrets of masstige, a portmanteau of "mass" and "prestige".   1. Optimise natural light: Natural light can highlight architectural features and textures. For example, if the dining table is in a central location in the condo, it will receive sunlight from all directions. If you arrange the sofa against a wall that receives sunlight from the south or west, you will get direct sunlight during the afternoon.  2. Choose versatile furniture: You should consider furniture that perhaps serves dual functions. Take the sofa bed, for instance; can be used for a stylish daytime couch and a comfy bed for overnight guests. Utilize a coffee table that includes storage to stow away magazines, books, and other pos

Random: tomato & muka

Pernah beberapa kali guna lebihan tomato untuk mask muka. I tak makan tomato but somehow letak dalam masakan untuk bagi seimbang rasa masam manis tu.  Sebab tak masak selalu, sayang kalau tomato jadi tak elok dan kena buang. Jadi kita tenyeh je la tomato tu kat muka. Gosok2 secara circular motion. Lepas 10 minit, I basuh muka. Ada juga la khasiat tomato ni bila google. Kita ringkaskan kepada 5 kecantikan untuk kulit muka. 1. Cerahkan kulit: Tomato mengandungi vitamin C. Jadi semestinya membantu mencerahkan kulit dan kurangkan dark spots serta bekas jerawat pada muka. 2. Kurangkan garis halus: Kandungan antioksidan dalam tomato bantu mengurangkan tanda-tanda penuaan, seperti garis halus dan kedutan. Buatkan kulit kelihatan lebih muda dan segar. 3. Kawal minyak muka berlebihan: Tomato bantu kawal pengeluaran minyak pada muka, sesuai untuk kulit berminyak dan berjerawat. 4. Kurangkan kemerahan: Tomato mempunyai ciri anti-radang. Jadi kuranglah sikit kemerahan pada kulit. 5. Mele

Sustainable Homes: Embracing the Green Building Initiative

A green building initiative is about building or renovating in a sustainable and eco-friendly manner. It involves using practices that reduce the building's impact on nature, save energy and water, and create healthier spaces for people.   Here's a layman-style example of a green building initiative: Let's say a company decides to construct a new home. As part of their green building initiative, they incorporate several environmentally friendly features into the design and construction process.   1. Energy-efficient appliances: The company installs energy-efficient appliances, such as refrigerators, washing machines, and air conditioning units, that are designed to consume less electricity. These appliances are designed to minimise electricity usage, resulting in decreased utility expenses for homeowners.   2. Renewable energy systems: As part of their commitment to sustainability, the company integrates renewable energy systems like solar panels or wind turbines into t

Grant or Proposal Paper

Feeling stuck with tricky grant proposals or funding papers?  No worries, I can help! Let's chat and I'll take the hassle out of the equation. We'll make your funding dreams a reality. I will need at least one week to study, conduct research, and prepare the final document. Kalau rasa tersangkut buat paper, tak kira grant ke, loan ke, i boleh tolong. Cerita kat i mana yang ter 'stuck' tu, dan i sambung bagi siap. Bagi jadi. Untuk you submit ke bank, yayasan, agensi atau mana-mana organisasi sebelum tarikh tutup. Timeline harus logik. Paling kurang seminggu sebelum tarikh tutup untuk i study, research dan prepare final document. #businesswriter

Social media : If your business is selling spectacles/eyewears

Here some 11 posts that you can share on your FB/IG. Postings can be mix of promos, soft sell, trivia, awareness, social engagement and many more.  1. Frames that make a statement! 😎 Discover our range of trendy spectacles for a touch of elegance. #Eyeglasses #Fashion #Style 2. Protect your eyes from harmful blue light with our innovative blue light blocking spectacles! 3. The earliest evidence of wearable spectacles dates back to the 13th century. They were invented in Italy, attributed to a Dominican friar named Fra Alessandro della Spina.  4. The right spectacles can add a touch of sophistication to any outfit! Elevate your look with our chic eyewear collection. 5. We often take our vision for granted. Let's take a moment to appreciate the incredible gift of sight and the magic of spectacles that help us cherish it.  6. Have you ever wondered how optometrists create the perfect spectacles for each individual's vision needs?  Optometrists tailor spectacles for in

Why we wince when we hurt?

 “Ouch!” When we feel pain or discomfort, the wincing response is a normal, instinctive response. It is our body's defence mechanism against possibly harmful stimuli. Like an automatic response, wincing can also be influenced by our emotional and psychological condition. The act of wincing might vary due to various expressions such as surprise, fear, or distress. A little bit of scientific explanation, when we experience pain, sensory receptors in our skin send signals to the spinal cord, which then relay the information to the brain. The brain then sends electrical impulses to the muscles, causing them to contract or spasm, resulting in the wincing sensation. One light-hearted fact, human also wince when we sometimes anticipate pain. Before it occurs, due to prior experiences, our brain processes the potential treat, which leads to an anticipatory response.  For example, one anxiously anticipates an injection to be slightly uncomfortable and winces even before the doctor acts on y